Join Chrisco

Join Chrisco New Zealand's favourite Layby Club for a stress-free, debt-free Christmas

Budgeting for Christmas doesn't have to be stressful.
You can have everything you need and more. You just need Chrisco.

With Chrisco you can layby all your toys, tech, travel gifts, and groceries with no locked in contracts or hidden fees. Get up to 52 weeks to pay for your goodies with small weekly payments making budgeting a dream.

JOIN NOW (it’s FREE to join)
Join Chrisco

Why shop with Chrisco?

  • Layby up to 52 weeks: Interest-free. No credit check
  • No spend limits: Food, toys, homewares and gift vouchers
  • Big brands; Samsung, Panasonic, Tegel, Sealord + 100s more

With decades of experience, Chrisco has earned a reputation for exceptional service and customer satisfaction. We're proud to be a trusted part of Christmas traditions for so many families.

Stress-Free Christmas Shopping

Enjoy the ultimate convenience with Chrisco’s easy online shopping and flexible payment options, designed to make your Christmas prep simple and hassle-free.

Stress-Free Shopping

A Huge Range of Choices

From food hampers and home goods to electronics, furniture, toys, and gift cards — Chrisco has something for everyone, all on our easy layby plan.

Festive Foods
Laundry | Home Cleaning
TVs
Fridge | Freezer
Bikes | Ride Ons | Scooters
Lounge
Automotive
Camping

Who shops with Chrisco?

All sorts of clever Christmas planners!
From budget-savvy families who like to spread the cost out (and avoid that December wallet panic), to empty nesters and couples who love getting organised early. Big families, small families, and families with big plans, but tight budgets - they're all part of the Chrisco crew. Whether you're juggling extra expenses or just love ticking Christmas off your list early, Chrisco's here to make it easy, stress-free, and surprisingly fun.

JOIN NOW (it’s FREE to join)

How Chrisco Works

Sign Up

Sign Up

Shop the Range

Shop the Range

Choose your Payment Frequency

Choose your Payment Frequency

Sit back and relax

Sit back and relax

  1. Join for FREE: Create your free account, and start shopping immediately. Request a Catalogue if you'd like one mailed to you.
  2. Browse our Huge Product Range: Food hampers, electronics, furniture, decor, toys and more.
  3. Place your Order. Start affordable weekly payments: The earlier you start, the smaller the weekly payments.
  4. Add to your Order throughout the year: No problem if you forget something. You can manage it all in your account.
  5. Sit back and relax, and get ready for delivery in November: We'll notify you when your delivery date is locked in.

Layby is the Smart,
Debt-Free way to Shop.

JOIN NOW (it’s FREE to join)
Sign Up

No Account Set-Up
Fees or Interest

With no interest, or account set-up fees, the price you see is the price you pay.

Shop the Range

Better
Budgeting

Set up a clear, easy payment plan that fits your budget, so you can shop with confidence and stay on track.

Choose your Payment Frequency

Say Goodbye to
Impulse Buys

Layby helps you stick to your shopping list, avoiding those last-minute splurges and keeping your finances in control.

Sit back and relax

Plan Ahead
Without the Stress

Lock in today's prices for Christmas without worrying about rising costs or storing gifts at home.

Let's break it down. Not all payment options are created equal - and when it comes to planning ahead for life's big moments, Chrisco Layby holds its own as the calm, cool, collected choice.

With tens of thousands of customers every year, Chrisco helps ease the financial burden of the Christmas holiday period, allowing families to layby food, electronics, furniture, toys and more - paying them off in small manageable instalments throughout the year.

JOIN NOW (it’s FREE to join)

Free to join - no credit card required - no spend limits - layby up to 52 weeks